If you prefer to drive newer models and/or have access to the latest technology, features, or trim, a lease can offer you flexibility that keeps you in newer ― perhaps more desirable ― vehicles for a manageable monthly payment.

With a lease, you typically have restrictions on mileage and can incur extra fees for overages or excessive wear and tear.

Many drivers prefer to own their vehicles for the freedom it offers ― ability to customize, drive without mileage restrictions, and sell or trade it when and where you see fit.

Purchasing a vehicle over time can help build or improve your credit score, too, as you make regular payments in a timely manner and pay off your loan.

The best way to determine if the fit, feel, and performance of a vehicle you’re considering is desirable, is to get behind the wheel and take it for a test drive. Choosing the right vehicle is always a personal experience. You should want to know upfront if it appeals to your driving needs and sense of enjoyment.